Facebook Mobile Phone: Is Everyone Excited for this?”

There was a large, expectant crowd of people representing the press, self-styled analysts and camera toting eager new-hunters present at the headquarters of Facebook, at Menlo Park, California. The steady drizzle of rain did not deter them as they had gathered to garner news about the much hyped Facebook Mobile Phone. Is this going to be another piece of cleverly designed software that will give Facebook the center stage on devices driven by Android? People were eager to know what Facebook had up its sleeve this time.

The local radio stations were busy giving a running commentary, with short breaks in between to announce the impending visit of President Obama to the locality (Bay Area). None other than the CEO of Facebook, Mark Zuckerberg went onstage, as the announcement was considered important enough to justify the presence of the most important man at Facebook HQ.

Why Are Life Insurance Policies in Decline?

Why Are Life Insurance Policies in Decline?

According to the Life Insurance and Market Research Association, or LIMRA, 56 percent of U.S. households did not have an individual policy as of 2010, a 50-year high. Many speculate that this is due to the lack of mandatory regulation to have any type of life insurance. Because vehicular and home insurance is mandatory, there is a disproportionate number of people who hold those types of insurance policies, but claim that they don’t have enough funds to afford life insurance. There are numerous other reasons that can account for this decline in life insurance policy holders however a few of the most prevalent reasons can be found below.

How Much Does Google Know About You?

How Much Does Google Know About You infographic

Internet privacy is a very hot topic and it is is being talked about more and more as we become increasingly dependent on computers. Many people are making sure they have firewalls, their data is encrypted and they have passwords that aren't as simple as password123. There are even laws that have attempted to be passed such as the Cyber Intelligence Sharing and Protection Act or CISPA, which would have destroyed internet privacy as we know it today.

It's no surprise that one of the companies that supported CISPA was Google. This is because CISPA allowed for companies to share your information internet information such as search history and preferences online without the threat of prosecution. So why would Google want to share your information? One word that sums it up, money.

Dell Gines took a look at some of the ways Google tracks its users data below. Internet users have become increasingly more dependent upon Google for almost everything they do online. Want to check out that new viral video? Google the name of it and browse through result or just go to YouTube, which just happens to be owned by Google. Your Gmail account is done through Google, which is used to send and store sensitive data. If you want to access data from another location, you can even store it on your gmail accounts drive. Take a look at the infographic to find out all the ways you depend on Google.

When Social Security Fails-Reverse Home Mortgages

The future of Social Security Insurance benefits in the country is not looking so well. New tax increases have saved the program for now, but many are wondering how much longer the program will hold up. The problem with the depletion of SSI is that many Americans have not prepared properly for retirement and aging generations are facing the real risk of never receiving Social Security – that’s why many are seeking alternative options. Reverse mortgage loans offers seniors a way to pursue financial security through the equity in their home. Learn about reverse home mortgages to determine if these programs are the best option for you.

Review of Best Socially Conscious Business Apps

After carefully reviewing and testing hundreds of apps suggested by The Business Insider, PC Mag, and Information Week, the apps below are the ones which offer the most to the socially conscious business person. Check out the reviews of these useful apps for the modern socialpreneur, most of which can be used by people with only a basic understanding of mobile technology.

Apps for Reducing Waste

iRecycle, iOS, Android

This app lets you locate local recycling locations for various types of materials. iRecycle offers over 1.5 million ways to recycle over 350 types of materials. Businesses which produce any type of waste will discover how to immediately reduce their carbon footprint by keeping their trash out of landfills.

Protecting Your Intellectual Property

These days, getting ahead—at least from a financial standpoint—has become more and more difficult. While some people are able to make strides when it comes to advancing in their career field or chosen profession, others fall farther behind. Though there are a number of different ways in which individuals can succeed financially, developing a new product or service is one of the most popular. Individuals who have developed a new invention may want to “protect” their idea—or intellectual property—from theft by other businessmen and women. Understanding the basics behind intellectual property, why it should be protected, and how this task can be done is essential for those who hope to capitalize on their concept. 

Top Ten Tips to Quickly Fix Your Credit

Improving your credit can seem like an uphill battle, especially if your credit score has taken a few hits due to things like late credit card payments, defaulted student loans, or persistently high balances on your accounts. However, with steady adherence to the following tips, your credit will be on the road to recovery.